Opeyemi Disu · BUILD·001

A Working System 2026 · First Commission Lagos · NG

Commission · A·001

Opeyemi Disu

Résumé

Systems, Online.

A founder's infrastructure in six systems. Built in Lagos. Two grids. One undocumented.

2 min read

About

DNA.

"I got loyalty, got royalty inside my DNA."

— Kendrick Lamar, DAMN.

Opeyemi Disu builds in Lagos.

He is currently VP, Head of Products at Payaza, where he is shaping product strategy across African markets. He is also the founder of Salve Mundi, a small studio releasing a portfolio of products across fintech, health tech, and adjacent edges. Earlier in 2025 he co-founded Grats, a payments infrastructure company that was acquired by Payaza later that year.

Before that, Mookie. Before that, Appzone. Before that, Babcock and Imperial. Most recently, MIT: Building AI Products & Services.

He plays piano. He used to rap. He is reserved by default and a gamesmaster when hosting. He is building for the next ten years of African infrastructure, not the next ten months.

4 min read

Experience

Shadow Army.

"Arise."

— Sung Jin-Woo, Solo Levelling

The portfolio. Past chapters and current bets. One builder, several systems.

Earlier builds stay archived.

UNIT·001

Payaza (78 Financials)

VP, Head of Products

Nov 2025 — Present · Active

Owning product strategy and the full product lifecycle for a pan-African payments platform, partnered closely with engineering leadership and the executive team.

Founded in Lagos in 2022, with secondary HQ in the United States.

Products

Cards, Transfers, Mobile Money, QR (Give: Google Pay, Apple Pay, stablecoins), USSD, MPOS, Team Management.

Features

User-friendly dashboard, Collections & Payouts, Mobile SDKs, Settlements, Reconciliation, APIs.

Markets

Live in 24 markets: 19 across Africa, plus the US, Canada, UK, UAE, and Bahrain.

Licenses

PSSP in Nigeria, Ghana, Tanzania, Liberia, Canada. IMTO Nigeria. MSB US & Canada. Mastercard MSO Certified. Visa PayFac Certified.

Compliance

PCI DSS · ISO 27001 · NDPR · Deloitte-audited · UN SDG ESG partnership.

Ratings

DataPro A (long-term) / A1 (short-term), the first indigenous African payments company to receive that rating. GCR (Moody’s affiliate) A3 / BBB. Agusto Bbb. Great Place to Work Certified.

Acquired

UNIT·002

Blockstal / Grats

Co-Founder & CTO

Aug 2025 — Present · Acquired

Co-founded and built Grats, a unified payment infrastructure platform serving Africa and the UK. Acquired by Payaza.

Unified payment infrastructure for Africa and the UK: collections, cross-border payouts, tips, and recurring subscriptions on a multi-tenant API.

Products

Collections: Apple Pay, Google Pay, PCI DSS-tokenized cards, stablecoins (USDT / USDC)
Payouts: bank accounts and mobile wallets across 10+ African corridors (Ghana, Nigeria, Kenya, and more)
Tips: QR codes and payment links for creators and service workers
Recurring: subscription billing with automatic retry, dunning, and lifecycle hooks

Architecture

Multi-tenant API with isolated authentication realms and scoped permissions. Supports end users, white-label platforms, wallet providers, and B2B gateway clients. Processor-agnostic factory layer routes payments through the right rail per market and currency.

Uptime

99.9% API availability across collections, payouts, recurring payments, hosted checkout, and webhook event infrastructure.

Outcome

Acquired by Payaza (78 Financials).

UNIT·003

Salve Mundi Technologies

Founder & Chief Vision Officer

Apr 2025 — Present · Active

A product studio shipping its own portfolio across fintech, AI, health tech, and emerging tech, and building alongside for clients. Out of Lagos.

Attenlyx · Live Measure event ROI in real time with AI. Composite attention score, anonymous facial analysis, speaker attribution.
Ault · Live Gold-backed concierge wealth: purchase, spend, lease, or borrow against allocated gold held in LBMA-certified vaults.

The long-game vehicle. Building the future one product at a time, from MVP to launch, for clients and for the portfolio.

Services

Product strategy · UX / UI design · web and app development · AI and emerging tech · venture-building support.

Footprint

Lekki, Lagos · operations across Lagos and Abuja.

UNIT·004

Mookie

Founder

Jun 2022 — Mar 2025 · Prior chapter

Founded the first sports-bookmaker aggregator in market: one app to find the best odds, convert booking codes, and place bets across multiple sportsbooks.

One app, multiple bookmakers. Find the best odds across multiple sportsbooks, convert booking codes between platforms, place bets, and compete with other punters.

Features

Odds comparison across multiple sportsbooks
Booking code conversion between platforms
Predict & Win: cash prizes
Social leaderboards ranking top bettors
Fantasy Premier League integration
Community for sharing predictions and booking codes

Bookmakers

Fifteen-plus sportsbook integrations including Betway, 1xBet, Stake, Melbet, BetKing, and Nairabet.

Origin

Pioneered the first sports-bookmaker aggregator in market. Grew the supported network from 4 to 25 within three months. Thousands of organic users.

Today

Operating out of Lagos. mymookie.com.

UNIT·005

Appzone (Recova)

Head of Solution Delivery

Oct 2019 — Jul 2022 · Prior chapter

Led implementation and delivery of Recova, a 360° lending automation platform deployed across commercial banks and microfinance institutions in Nigeria.

Recova is a 360° lending automation platform built for commercial banks and microfinance institutions across Nigeria: origination, credit decisioning, disbursement, collections, and recovery.

Capabilities

Multi-bank direct debit collections from a single customer mandate
Dynamic policy and scorecard rule engine
Automated underwriting using machine learning and predictive analysis
Configurable multi-level loan appraisal workflows
Digital mandate management, dispute resolution, exception handling

Customers

Commercial banks and microfinance institutions across Nigeria.

Delivery

Seven-plus concurrent enterprise implementations during tenure. Introduced agile process to the team: sprint planning, technical guidance, quality control standards.

Today

Recova lives on as part of the Qore Stack at Qore Technologies, alongside BankOne and the rest of the suite.

Period

2019 – 2022.

2 min read

Skills

Domain.

Expansion

"Domain Expansion: Infinite Void."

— Gojo Satoru, Jujutsu Kaisen

What I bring to every venture I touch.

Always

Rails before riders. Infrastructure compounds; apps churn.
Three-year horizons. Short cycles distract from compound.
Portfolios, not single bets. Conviction comes from coverage.
Both sides of the desk. Engineer the systems; ship the products.
Quiet operators over loud founders. The work speaks.

Fields

Fintech · gaming tech · health tech · AI products and services.

Schooling

Babcock University, BSc Computer Science (2012-2016)
Imperial College Business School, MSc Innovation, Entrepreneurship & Management (2016-2017)
Massachusetts Institute of Technology, Certificate in Building AI Products & Services (2024)

Elysium Beach House at Ikare, warmly lit veranda at dusk — Elysium Beach House · Ikare elysiumbeach.com @elysium_beach_house

Elysium Beach House at Ikare, daytime view with poolside loungers and palm canopy — Elysium Beach House · Ikare elysiumbeach.com @elysium_beach_house

Sys 04 · Off-Grid

1:30

Personal

Elysium.

The room dims.

Out at the end of Foreshore Road, past Oriental, there is a jetty. Elysium Beach Club. One of the family businesses: restaurant, lounge, the lagoon at the foot of the deck. The others stay off the record.

A boat ride across the water, at Ikare, is the beach house. Same family. Slower light.

Boats out from the jetty. Cruises across the lagoon. The only parasail in Nigeria. Events on the sand when we host them.

“Where luxury meets serenity,” the awning says. We host. People sit. The light over the lagoon is the same light on the cover.

If you come to Lagos, this is the address.

The room's record player

Madam Maria · Kouba

Lagoon Roster

Boats out from the jetty. Salt air. Slow light.

Oryx 42 sport cruiser by Gulf Craft, triple Mercury 300s, white and orange livery — Oryx 42 42 ft · Sport Cruiser

Regal Commodore 4460, navy hull cruiser at the marina — Regal Commodore 4460 44 ft · Cruiser

More vessels in the rotation, by inquiry.

2 min read

Goals

Sovereign.

"Sùúrù lérè."

— Lagbaja, Suuru Lere

The thesis is unglamorous: Africa’s next decade is built on rails most of the continent has never seen work properly. Payments, identity, health infrastructure, machine intelligence pointed at the right problems.

Salve Mundi is the long-game vehicle. Attenlyx and Ault: each a different angle on the same conviction. The ones that work will not look like the ones that came before.

Build for three years from now, in public, on the rails we are also helping to lay.

“I’m not angry. This is what it looks like when I’m fighting seriously.” — Conquest, Invincible

The next major release is scheduled: 2029.

Release log2 live

01 · Attenlyx Event intelligence Live

02 · Ault Gold-backed wealth Live

Next major release Scheduled · 2029

1 min read

Contact

Colophon.

First Light · All Systems Online

Built in Lagos. Released on the web.

If you want to build, talk, or back something, start here: opedisu@gmail.com.

Catalog BUILD·001. The studio has more coming.

I burn my decency for someone else’s future. I burn my life to make a sunrise that I know I’ll never see. — L. Rael

End of Grid B opedisu@gmail.com linkedin.com/in/ope-disu

Also available: Plain text edition

Music · Madam Maria by Kouba, via Epidemic Sound

BUILD·001 · First Commission

SYS·07 · Undocumented

Prototype

Lagos · WAT

Undocumented Catalog SYS·07

SYS·07.

You found it.

Three years from now, Lagos will look different.

There are people I'd like to find on the other side of that — builders, partners, people who think in decades. If that sounds like you, my door stays open.

Find me on Instagram — @opedisu.

— Ope.