Opeyemi Disu
VP, Head of Products · Payaza
Opeyemi Disu builds in Lagos. He is currently VP, Head of Products at
Payaza, where he is shaping product strategy across African markets.
He is also the founder of Salve Mundi, a small studio releasing a
portfolio of products across fintech, health tech, and adjacent
edges. Earlier in 2025 he co-founded Grats, a payments infrastructure
company that was acquired by Payaza later that year.
Thesis
Africa's next decade is built on rails most of the continent has
never seen work properly: payments, identity, health
infrastructure, machine intelligence pointed at the right problems.
Salve Mundi is the long-game vehicle, and Attenlyx, Dashii, Ault are each
a different angle on the same conviction. Build for three years
from now, in public, on the rails we are also helping to lay.
Approach
- Rails before riders. Infrastructure compounds; apps churn.
- Three-year horizons. Short cycles distract from compound.
- Portfolios, not single bets. Conviction comes from coverage.
- Both sides of the desk. Engineer the systems; ship the products.
- Quiet operators over loud founders. The work speaks.
Fields Fintech · Gaming tech · Health tech · AI products & services
Experience
Owning product strategy and the full product lifecycle for a pan-African payments platform, partnered closely with engineering leadership and the executive team.
Founded in Lagos in 2022, with secondary HQ in the United States.
Products
Cards, Transfers, Mobile Money, QR (Give: Google Pay, Apple Pay, stablecoins), USSD, MPOS, Team Management.
Features
User-friendly dashboard, Collections & Payouts, Mobile SDKs, Settlements, Reconciliation, APIs.
Markets
Live in 24 markets: 19 across Africa, plus the US, Canada, UK, UAE, and Bahrain.
Licenses
PSSP in Nigeria, Ghana, Tanzania, Liberia, Canada. IMTO Nigeria. MSB US & Canada. Mastercard MSO Certified. Visa PayFac Certified.
Compliance
PCI DSS · ISO 27001 · NDPR · Deloitte-audited · UN SDG ESG partnership.
Ratings
DataPro A (long-term) / A1 (short-term), the first indigenous African payments company to receive that rating. GCR (Moody’s affiliate) A3 / BBB. Agusto Bbb. Great Place to Work Certified.
Co-founded and built Grats, a unified payment infrastructure platform serving Africa and the UK. Acquired by Payaza.
Unified payment infrastructure for Africa and the UK: collections, cross-border payouts, tips, and recurring subscriptions on a multi-tenant API.
Products
- Collections: Apple Pay, Google Pay, PCI DSS-tokenized cards, stablecoins (USDT / USDC)
- Payouts: bank accounts and mobile wallets across 10+ African corridors (Ghana, Nigeria, Kenya, and more)
- Tips: QR codes and payment links for creators and service workers
- Recurring: subscription billing with automatic retry, dunning, and lifecycle hooks
Architecture
Multi-tenant API with isolated authentication realms and scoped permissions. Supports end users, white-label platforms, wallet providers, and B2B gateway clients. Processor-agnostic factory layer routes payments through the right rail per market and currency.
Uptime
99.9% API availability across collections, payouts, recurring payments, hosted checkout, and webhook event infrastructure.
Outcome
Acquired by Payaza (78 Financials).
A product studio shipping its own portfolio across fintech, AI, health tech, and emerging tech, and building alongside for clients. Out of Lagos.
The long-game vehicle. Building the future one product at a time, from MVP to launch, for clients and for the portfolio.
Services
Product strategy · UX / UI design · web and app development · AI and emerging tech · venture-building support.
Portfolio
- Attenlyx: Measure event ROI in real time with AI. Composite attention score, anonymous facial analysis, speaker attribution. (attenlyx.ai)
- Dashii: Send instant tips to creators and businesses via QR code or link. (dashii.me)
- Ault: Gold-backed concierge wealth: purchase, spend, lease, or borrow against allocated gold held in LBMA-certified vaults. Timeless security, modern liquidity. (goault.com)
Footprint
Lekki, Lagos · operations across Lagos and Abuja.
Founded the first sports-bookmaker aggregator in market: one app to find the best odds, convert booking codes, and place bets across multiple sportsbooks.
One app, multiple bookmakers. Find the best odds across multiple sportsbooks, convert booking codes between platforms, place bets, and compete with other punters.
Features
- Odds comparison across multiple sportsbooks
- Booking code conversion between platforms
- Predict & Win: cash prizes
- Social leaderboards ranking top bettors
- Fantasy Premier League integration
- Community for sharing predictions and booking codes
Bookmakers
Fifteen-plus sportsbook integrations including Betway, 1xBet, Stake, Melbet, BetKing, and Nairabet.
Origin
Pioneered the first sports-bookmaker aggregator in market. Grew the supported network from 4 to 25 within three months. Thousands of organic users.
Today
Operating out of Lagos. mymookie.com.
Led implementation and delivery of Recova, a 360° lending automation platform deployed across commercial banks and microfinance institutions in Nigeria.
Recova is a 360° lending automation platform built for commercial banks and microfinance institutions across Nigeria: origination, credit decisioning, disbursement, collections, and recovery.
Capabilities
- Multi-bank direct debit collections from a single customer mandate
- Dynamic policy and scorecard rule engine
- Automated underwriting using machine learning and predictive analysis
- Configurable multi-level loan appraisal workflows
- Digital mandate management, dispute resolution, exception handling
Customers
Commercial banks and microfinance institutions across Nigeria.
Delivery
Seven-plus concurrent enterprise implementations during tenure. Introduced agile process to the team: sprint planning, technical guidance, quality control standards.
Today
Recova lives on as part of the Qore Stack at Qore Technologies, alongside BankOne and the rest of the suite.
Period
2019 – 2022.
Education
-
Massachusetts Institute of Technology
Certificate · Building AI Products & Services
2024
-
Imperial College Business School
MSc Innovation, Entrepreneurship & Management
2016-2017
-
Babcock University
BSc Computer Science
2012-2016